| Heat a small nonstick skillet coated with cooking spray over medium-high heat. Add onions, ham, and garlic. Saute' 5 minutes. Remove from heat; cool. Arrange bread cubes on baking sheet. Bake @ 350* for 15 minutes or until lightly browned, turning occasionally. Combine milk and next 5 ingredients in a large bowl, stirring with a whisk until well blended. Stir in ham mixture. Add bread, tossing gently to coat. Arrange half of the bread mixture in an 8-inch square baking dish coated with cooking spray. Sprinkle with half of cheese. Top with remaining bread mixture. Bake @ 350* for 25 minutes. Sprinkle with remaining cheese; bake an additional 20 minutes or until set. A special thanks to a FamilyCorner.com community member for this recipe. Thanks "MrsManiac"! | 
